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The weather has turned (and then turned again!), and Spring is here! Time to get the boats out on those Texas waterways.  As you head out for some fun in the sun, whether down at the coast or on the lakes of North Texas, here's some tips to keep in mind to make your boating a little safer.

Based on boat insurance claims  received from 2014 through 2017, collisions are the most common cause of loss, making up one-third of all claims. Wind and mechanical breakdown are the second and third most common causes of loss, respectively. The costliest types of claims are due to fires, boats sinking and lightning strikes.

One big thing to note: many of the top causes of damage are largely preventable.

Davis Dyer Max recommends taking these steps:

  • Be familiar with a boat’s navigation and safety equipment.
  • Navigate within marked channels to avoid running aground or hitting submerged objects near the shoreline.
  • Stay alert when approaching objects such as mooring fields, navigational buoys and marine traps set in the water. Be aware that after a storm, high tides may have carried debris into the water.
  • And if a storm is approaching, if at all possible, haul out the vessel and remove objects that could become airborne.

And no matter how many years of experience you have, it’s always good to brush up on the latest boating rules and technology to help you stay safe.


Does your boat insurance policy need a review? Let us help. Contact a DDM Advisor today.


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