Insurance Monthly headlines en-us Copyright 2007 Liberty Publishing. All rights reserved. http://www.davis-dyer-max.com 60 Fri, 22 Jan 2010 14:55:36 PST Fri, 22 Jan 2010 14:55:36 PST sfl According to a 2008 study conducted by the Association of Certified Fraud, U.S. businesses lose about 7% of their annual revenues to fraud. This equates to a staggering $994 billion loss each year nationwide to employee fraud.  Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=8566e525dca34499e213509072f99202529 http://www.siteforless.com/newsletters/?QID=114&tokenID=8566e525dca34499e213509072f99202529 Fri, 22 Jan 2010 14:55:36 PST In the U.S. today, one result of corporate downsizing, is that there are many independent contractors in the marketplace. After picking themselves up off the ground and dusting off their overcoats, many former members of "Corporate America" have struck out on their own. Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=8566e525dca34499e213509072f99202529 http://www.siteforless.com/newsletters/?QID=114&tokenID=8566e525dca34499e213509072f99202529 Fri, 22 Jan 2010 14:55:36 PST Most business managers and owners are well aware of the threat of loss from outsiders, and use a variety of methods to reduce this risk. Down To Business http://www.siteforless.com/newsletters/?QID=114&tokenID=8566e525dca34499e213509072f99202529 http://www.siteforless.com/newsletters/?QID=114&tokenID=8566e525dca34499e213509072f99202529 Fri, 22 Jan 2010 14:55:36 PST As employers search for ways to contain employee benefit plan costs, many are undertaking dependent eligibility audits. Employee Benefits http://www.siteforless.com/newsletters/?QID=201&tokenID=6261812fc6c490d7e41b0f97fb6bfa00529 http://www.siteforless.com/newsletters/?QID=201&tokenID=6261812fc6c490d7e41b0f97fb6bfa00529 Fri, 22 Jan 2010 14:55:36 PST From the beginning, the United States has been a multi-cultural nation. As immigrants streamed into the U.S. through the gates of Ellis Island, they brought their culture and languages along with them, earning America the nickname, The Melting Pot. Employee Benefits http://www.siteforless.com/newsletters/?QID=201&tokenID=6261812fc6c490d7e41b0f97fb6bfa00529 http://www.siteforless.com/newsletters/?QID=201&tokenID=6261812fc6c490d7e41b0f97fb6bfa00529 Fri, 22 Jan 2010 14:55:36 PST In the U.S. today, employee benefits constitute a significant portion of an employee's total compensation. Employee Benefits http://www.siteforless.com/newsletters/?QID=201&tokenID=6261812fc6c490d7e41b0f97fb6bfa00529 http://www.siteforless.com/newsletters/?QID=201&tokenID=6261812fc6c490d7e41b0f97fb6bfa00529 Fri, 22 Jan 2010 14:55:36 PST Although we may not often think about it, our ability to hear is a valuable asset. We hear soft, pleasant sounds such as whispers and music, and we hear loud noises such as those made by heavy equipment. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=a7ed2ba94a2423baa5d8f643a978f5fe529 http://www.siteforless.com/newsletters/?QID=223&tokenID=a7ed2ba94a2423baa5d8f643a978f5fe529 Fri, 22 Jan 2010 14:55:36 PST If you revisit some of the lessons learned in basic high school science classes, you will probably remember that 78 percent of the air we breathe is nitrogen gas. If you think a little more, you may also recall that nitrogen is only safe to breathe when mixed with the right amount of oxygen. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=a7ed2ba94a2423baa5d8f643a978f5fe529 http://www.siteforless.com/newsletters/?QID=223&tokenID=a7ed2ba94a2423baa5d8f643a978f5fe529 Fri, 22 Jan 2010 14:55:36 PST Everyone is well aware that drinking and driving is a dangerous combination, but we also need to recognize that drinking and/or using drugs in the workplace is equally hazardous. Impaired workers may not be able to concentrate on the task at hand. Depending on your job function, an error could cause injury or even death to yourself or a co-worker. Workplace Safety http://www.siteforless.com/newsletters/?QID=223&tokenID=a7ed2ba94a2423baa5d8f643a978f5fe529 http://www.siteforless.com/newsletters/?QID=223&tokenID=a7ed2ba94a2423baa5d8f643a978f5fe529 Fri, 22 Jan 2010 14:55:36 PST Lawsuits are a common occurrence in our litigious society. An effective way to limit your liability is to specify your responsibility in a contractual relationship. Construction http://www.siteforless.com/newsletters/?QID=266&tokenID=af14d90c57060bc58502617f9b660c0c529 http://www.siteforless.com/newsletters/?QID=266&tokenID=af14d90c57060bc58502617f9b660c0c529 Fri, 22 Jan 2010 14:55:36 PST Commercial general liability insurance pays for lawsuit settlements or court judgments that an organization would otherwise have to pay for certain types of harm others suffer. Construction http://www.siteforless.com/newsletters/?QID=266&tokenID=af14d90c57060bc58502617f9b660c0c529 http://www.siteforless.com/newsletters/?QID=266&tokenID=af14d90c57060bc58502617f9b660c0c529 Fri, 22 Jan 2010 14:55:36 PST According to the U.S. Occupational Safety and Health Administration, 969 construction workers suffered fatal injuries while on the job in 2008, almost one-fifth of all U.S. workplace fatalities that year. Construction http://www.siteforless.com/newsletters/?QID=266&tokenID=af14d90c57060bc58502617f9b660c0c529 http://www.siteforless.com/newsletters/?QID=266&tokenID=af14d90c57060bc58502617f9b660c0c529 Fri, 22 Jan 2010 14:55:36 PST