Why You Need a Return to Work Plan

Originally Posted By Texas Mutual Insurance Company

What do you do when your employees miss work due to on-the-job injuries? Replace them and leave them to return on their own time table? If so, you’re missing valuable opportunities to control the human and monetary costs of workplace accidents.

Texas Mutual recommends that every employer commit to a return-to-work (RTW) program. RTW is a process for helping injured workers return to the team as soon as medically reasonable. Sometimes, that means providing alternative duties they can perform while they recover.

RTW is not a complex process, but it does require a modest investment of your time and resources. In future blog posts, we will show you five simple steps to making RTW an integral part of your business processes.

For now, let’s see what’s in it for you and your employees.

RTW works for employers

  • The cost of replacing experienced workers is between 50 and 150 percent of their salaries. Return-to-work programs help employers:
  • Maintain production by keeping experienced workers on the job.
  • Avoid paying overtime, finding temporary help or hiring someone new.
  • Control workers’ compensation costs.

RTW works for injured workers

Workplace injuries take a human and monetary toll on injured workers. Return-to-work programs can help them:

  • Steer clear of the stress and depression that often come with being unable to work.
  • Retain their job skills, company benefits and seniority.
  • Maintain their pre-injury income. Remember, workers’ compensation benefits pay only a portion of injured employees’ salaries.
  • Avoid the disability mindset: “I’m injured, and I cannot work.”